📋Smart Contract APIs

Complete API documentation for all DreamLend smart contracts. This guide covers all public functions, events, and data structures.

🏛️ DreamLend Contract API

Contract Address: 0xddDa4e2B1B8E6f06086F103dA6358E7aCbd020ec

Core Functions

createLoanOffer

Creates a new loan offer with specified terms.

function createLoanOffer(
    address tokenAddress,
    uint256 amount,
    uint256 interestRate,
    uint256 duration,
    address collateralAddress,
    uint256 collateralAmount,
    uint256 minCollateralRatioBPS,
    uint256 liquidationThresholdBPS,
    uint256 maxPriceStaleness
) external returns (uint256 loanId)

Parameters:

• tokenAddress: Address of the token to lend

• amount: Amount of tokens to lend (in token's decimals)

• interestRate: Annual interest rate in basis points (e.g., 1500 = 15%)

• duration: Loan duration in seconds

• collateralAddress: Address of required collateral token

• collateralAmount: Required collateral amount

• minCollateralRatioBPS: Minimum collateral ratio in basis points

• liquidationThresholdBPS: Liquidation threshold in basis points

• maxPriceStaleness: Maximum allowed price staleness in seconds

Returns:

• loanId: Unique identifier for the created loan offer

Events Emitted:

• LoanOfferCreated(uint256 indexed loanId, address indexed lender, LoanOffer offer)

acceptLoanOffer

Accepts an existing loan offer by providing collateral.

function acceptLoanOffer(uint256 loanId) external

Parameters:

• loanId: ID of the loan offer to accept

Requirements:

• Loan must be in Pending status

• Caller must have approved sufficient collateral tokens

• Collateral amount must meet minimum requirements

Events Emitted:

• LoanOfferAccepted(uint256 indexed loanId, address indexed borrower)

repayLoan

Repays a loan in full, releasing all collateral.

function repayLoan(uint256 loanId) external

Parameters:

• loanId: ID of the loan to repay

Requirements:

• Loan must be in Active status

• Caller must be the borrower

• Caller must have approved sufficient repayment tokens

Events Emitted:

• LoanRepaid(uint256 indexed loanId, uint256 repaymentAmount)

makePartialRepayment

Makes a partial repayment on an active loan.

function makePartialRepayment(uint256 loanId, uint256 amount) external

Parameters:

• loanId: ID of the loan to partially repay

• amount: Amount to repay (in loan token decimals)

Requirements:

• Loan must be in Active status

• Caller must be the borrower

• Amount must be greater than 0 and less than total owed

Events Emitted:

• PartialRepayment(uint256 indexed loanId, uint256 amount, uint256 remainingDebt)

liquidateLoan

Liquidates an unhealthy or overdue loan.

function liquidateLoan(uint256 loanId) external

Parameters:

• loanId: ID of the loan to liquidate

Requirements:

• Loan must be liquidatable (unhealthy or overdue)

• Price feeds must not be stale

• Caller receives liquidation bonus

Events Emitted:

• LoanLiquidated(uint256 indexed loanId, address indexed liquidator, uint256 liquidationBonus)

addCollateral

Adds additional collateral to an active loan.

function addCollateral(uint256 loanId, uint256 amount) external

Parameters:

• loanId: ID of the loan to add collateral to

• amount: Amount of collateral to add

Requirements:

• Loan must be in Active status

• Caller must be the borrower

• Caller must have approved sufficient collateral tokens

Events Emitted:

• CollateralAdded(uint256 indexed loanId, uint256 amount, uint256 newCollateralAmount)

removeCollateral

Removes excess collateral from an active loan.

function removeCollateral(uint256 loanId, uint256 amount) external

Parameters:

• loanId: ID of the loan to remove collateral from

• amount: Amount of collateral to remove

Requirements:

• Loan must be in Active status

• Caller must be the borrower

• Remaining collateral must meet minimum ratio requirements

Events Emitted:

• CollateralRemoved(uint256 indexed loanId, uint256 amount, uint256 newCollateralAmount)

View Functions

getLoan

Returns complete loan information.

function getLoan(uint256 loanId) external view returns (LoanOffer memory)

calculateTotalRepayment

Calculates total repayment amount including interest.

function calculateTotalRepayment(uint256 loanId) external view returns (uint256)

calculateInterest

Calculates accrued interest for a loan.

function calculateInterest(uint256 loanId) external view returns (uint256)

getLoanHealthFactor

Returns loan health information.

function getLoanHealthFactor(uint256 loanId) external view returns (
    uint256 currentRatio,
    bool priceStale
)

isLoanLiquidatable

Checks if a loan can be liquidated.

function isLoanLiquidatable(uint256 loanId) external view returns (bool)

Data Structures

LoanOffer

struct LoanOffer {
    uint256 id;
    address lender;
    address borrower;
    address tokenAddress;
    uint256 amount;
    uint256 interestRate;
    uint256 duration;
    address collateralAddress;
    uint256 collateralAmount;
    uint256 minCollateralRatioBPS;
    uint256 liquidationThresholdBPS;
    uint256 maxPriceStaleness;
    LoanStatus status;
    uint256 startTime;
    uint256 repaidAmount;
}

LoanStatus

enum LoanStatus {
    Pending,    // 0 - Loan offer created, waiting for borrower
    Active,     // 1 - Loan accepted and active
    Repaid,     // 2 - Loan fully repaid
    Defaulted,  // 3 - Loan liquidated due to default
    Cancelled   // 4 - Loan offer cancelled by lender
}

Events

LoanOfferCreated

event LoanOfferCreated(
    uint256 indexed loanId,
    address indexed lender,
    LoanOffer offer
);

LoanOfferAccepted

event LoanOfferAccepted(
    uint256 indexed loanId,
    address indexed borrower
);

LoanRepaid

event LoanRepaid(
    uint256 indexed loanId,
    uint256 repaymentAmount
);

LoanLiquidated

event LoanLiquidated(
    uint256 indexed loanId,
    address indexed liquidator,
    uint256 liquidationBonus
);

🎁 RewardsDistributor Contract API

Contract Address: 0x1ee1E4d84636FFDb8de6Dc684475C8f2Bdf5699c

Core Functions

startAccruingRewards

Starts reward accrual for a user.

function startAccruingRewards(address user, uint256 principal) external

stopAccruingRewards

Stops reward accrual for a user.

function stopAccruingRewards(address user) external

claimRewards

Claims accumulated rewards.

function claimRewards() external returns (uint256 rewardAmount)

getAccumulatedRewards

Returns accumulated rewards for a user.

function getAccumulatedRewards(address user) external view returns (uint256)

💎 DreamerToken Contract API

Contract Address: 0xf68F7B7FD9629f4990A5AB7181C2EE0E8b496B4B

Standard ERC20 functions plus:

mint

Mints new DREAM tokens (only by authorized contracts).

function mint(address to, uint256 amount) external

burn

Burns DREAM tokens.

function burn(uint256 amount) external

🔮 Oracle Integration API

DIA Oracle V2

Contract Address: 0x9206296Ea3aEE3E6bdC07F7AaeF14DfCf33d865D

latestRoundData

Returns latest price data (Chainlink AggregatorV3Interface compatible).

function latestRoundData() external view returns (
    uint80 roundId,
    int256 answer,
    uint256 startedAt,
    uint256 updatedAt,
    uint80 answeredInRound
)

🛠️ Integration Examples

Creating a Loan Offer

const tx = await dreamLendContract.createLoanOffer(
  "0x...", // USDT address
  ethers.parseUnits("1000", 6), // 1000 USDT
  1500, // 15% APR
  30 * 24 * 60 * 60, // 30 days
  "0x...", // WBTC address
  ethers.parseUnits("0.05", 8), // 0.05 WBTC
  15000, // 150% min ratio
  12000, // 120% liquidation threshold
  3600 // 1 hour max staleness
);

Accepting a Loan

// First approve collateral
await collateralToken.approve(dreamLendAddress, collateralAmount);

// Then accept the loan
const tx = await dreamLendContract.acceptLoanOffer(loanId);

Checking Loan Health

const { currentRatio, priceStale } =
  await dreamLendContract.getLoanHealthFactor(loanId);
const healthPercentage = Number(currentRatio) / 100;
console.log(`Loan health: ${healthPercentage}%`);

🔐 Security Considerations

Access Control

• Only loan participants can interact with their loans

• Liquidations are permissionless when conditions are met

• Reward distribution is controlled by the protocol

Price Feed Security

• All price feeds have staleness checks

• Liquidations are blocked with stale prices

• Multiple oracle sources for redundancy

Reentrancy Protection

• All state-changing functions use ReentrancyGuard

• External calls are made after state updates

• Token transfers use SafeERC20

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For more detailed examples and integration guides, see our Developer Resources.